Mega Loan is a loan product with the following features:
- Loan repayment period up to seventy two (72) months.
- Can be taken as a stand-alone loan.
- Can be used to bridge Special Development, Normal Development, Emergency and Education loans.
- Can be used to buy loans from other financial institutions.
- A one off charge of 3.5% of loans being bridged or bought will be charged.
- Can be secured through guarantors and/or collateral. ·
- Interest at 1.2% per month on reducing balance. ·
- 2/3 rule applies where applicable. ·
- Loan will be given up to three times a member’s deposits. ·
- Proof of other sources of income apart from payroll applies.
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