AEA Plaza, Valley Road
+254 709 136 000
Mon - Fri 08.00 - 05.00

This is a mobile banking facility that allows members the opportunity to access loans via their phones

Product Features
➢ Interest rate of 5% per month on reducing balance
➢ Repayment period up to a maximum of 3 months
➢ The monthly repayment is deducted from the salary payouts.
➢ The member can access up to 80% of his net pay
➢ Top ups charge: of 2.5% of the Loan balance
➢ Member can access a maximum of Kshs 500,000 or 80% of his member deposit whichever is lower
➢ Interest is charged upfront but recovered monthly
➢ The member signs irrevocable instructions to have their salary pass through FOSA
➢ In case of default the loan balance is recovered from member deposit

M-Kimisitu App and USSD Code Procedure

M-Kimisitu Registration Form

M-Kimisitu Terms & Conditions

 

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Our Mission

To empower members economically by providing quality financial services through prudent mobilization of resources and excellent customer care.

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